1st Time Buyers Guide

CBW property management is here to help you throughout the whole process.

Have a mortgage in principle 

When you start your search to find your dream property, we would advise having everything in place finance wise. If you speak to an independent financial advisor, they will be able to give you an idea of how much you can borrow and what works best for you. 

We are here to help! 

Our offices are open 9am-5pm, our team is here waiting to assist you further. If you let us know what type of property you are looking for, we can keep you informed of what properties we have coming onto our books.

Let’s arrange your viewings 

Now this is the exciting part, viewing all these houses and finding the ‘one’ for you. The staff at CBW will accompany all viewings so if you have any questions, ask away! We would always advise early viewings when a new property gets listed to avoid missing out.

Instructing your solicitor

When choosing a solicitor, it is a good idea to find the right one that meets your needs. They will need to specialise in conveyancing. We are happy to recommend solicitors that are trusted and keep the whole process stress-free and let us deal with the process.

Offer time

Now this is the Nev racking time. You’ve found your dream house and you don’t want to lose it. We would always recommend acting fast once you’ve made your decision on a property to avoid disappointment. We are here to negotiate to get the best deal for all parties. 

Offer agreed

Finally, a deal has been made! We will issue all parties with a memorandum of sale which will include the agreed sale price and solicitors’ details. We would also advise organising a home buyers report or a budling survey to determine whether any future issues may arise.

Mortgage offer 

A mortgage valuation will then be carried out by the mortgage company. Once they have completed all their checks, they will finalise their mortgage offer. 

Exchange, we are nearly there

Exchange happens when both parties involved are happy and wish to continue. If any issues have been raised, they should all be resolved before exchange takes place. 

Completion has happened, you are a home owner! 

Firstly congratulations, once solicitors have advised the money and legal completion has taken place, you are welcome to come and collect your keys.